The Sargent Team
Keith Sargent, NMLS# 273045
Brent Maddox, NMLS# 258349
Select Rate NMLS #2689817
10150 S Centennial Pkwy Ste 120 Sandy, UT. 84070
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
The Sargent Team
Keith Sargent, NMLS# 273045
Brent Maddox, NMLS# 258349
Select Rate NMLS #2689817
10150 S Centennial Pkwy Ste 120 Sandy, UT. 84070
You can afford $300,000
Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Total Amount Paid: $240,000
Estimated insurance needed: $667/month
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackKeith was born and raised in Bountiful, Utah. Keith started his career with an extensive background in sales and entrepreneurial business. Keith’s customer service and communication skills were sharpened in his early endeavors. Keith has been in the mortgage profession for over 29 years specializing in FHA, VA, USDA, Utah Housing and Conventional Loans. He has consistently been awarded top honors for his ability to maintain relationships and consistently perform for his clients and realty partners. Keith is happily married with four children and two granddaughters. He loves the outdoors and spends his time there with his loved ones boating, fishing, snowmobiling and camping.
Brent Maddox has been working in the financial industry for over 20 years and has a full understanding of the banking and financial industry. He has been a licensed loan officer for more than 16 years, specializing in FHA, VA, USDA, first time homebuyers, Utah Housing, Jumbo and Conventional Loans. He is married to his best friend Jaylene and together they have three amazing daughters. Brent enjoys such activities as camping, fishing, golfing, cooking, billiards, learning new technology and enjoying the great outdoors that Utah has to offer. His greatest passion is helping clients achieve their dreams, and to ensure they have a full understanding of the mortgage process. Whether they are first time homebuyers, seasoned real estate investors or anywhere in between Brent assists all his clients to make sure they are given the information needed to make an educated decision. Give Brent and his team a call today so he can set up a customized mortgage plan to help you with your financial needs.
DISCLAIMER
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.
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The Sargent Team
Keith Sargent, NMLS# 273045
Brent Maddox, NMLS# 258349
Select Rate NMLS #2689817
10150 S Centennial Pkwy Ste 120 Sandy, UT. 84070
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